Foreclosure Prevention Program (Round 6) Award

LUCHA has once again been awarded under the Illinois Housing Development Authority (IHDA)’sForeclosure Prevention Program! The Foreclosure Prevention Program is in its sixth round and provides funding to support housing counseling and foreclosure prevention outreach. While it might appear that there is a reduced need to fund foreclosure mitigation services due to the continued recovery of the housing market, foreclosure continues to threaten sustainable homeownership opportunities for marginalized groups that lost the greatest shares of wealth as a result of the housing bubble bursting in 2007. A 2017 report from the University of Illinois at Chicago states that the foreclosure crisis impacted most Latinx neighborhoods at higher rates than it impacted housing stability in Chicago overall; as a result, Latinx neighborhoods have experienced instability, housing insecurity and high rates of family displacement.

With these funds, LUCHA will continue to provide culturally-relevant housing counseling and education services – including foreclosure prevention outreach, group education and individual counseling – at no cost to clients with the goal of promoting housing stability, sustainable homeownership and generational wealth-building. 

Keep Chicago Renting

Back in  2013, LUCHA participated in a citywide coalition which passed the Keep Chicago Renting Ordinance (KCRO) to protect renters impacted by the foreclosure crisis. In  2015, we came together again to increase protections to renters under KCRO. Since the foreclosure crisis, gentrification has been fueling mass evictions throughout Logan Square, Humboldt Park, and the northwest side. Recently, Iris* came to LUCHA when the building she lived in was sold and the new owner forced all the tenants to move out immediately. As a single head of household, this put a tremendous burden on her. Our dedicated legal team was able to leverage the Keep Chicago Renting Ordinance and secure an award of over $6,000 for the household as well as extra time for Iris and her family to transition. While Iris would have rather been able to move back to Puerto Rico, she loves her new apartment here and is grateful for the help she received from LUCHA’s Law Project. She referred the remaining tenants in her building to our Law Project as well. Should you hear of an unjust eviction such as Iris’, please refer your friend or family member to our Law Project right away – time is of the essence!   *Name changed to respect confidentiality

Foreclosure Prevention Seminar

Are you struggling to pay your bills? Have you experienced a hardship (reduction/loss of income, separation/divorce, medical issues, death in the family, increase in expenses/loan payment, business venture failed, etc.)?

Empower yourself by learning which resources may be available for you to lower your monthly mortgage payment and save your home from foreclosure. Learn what to expect from Illinois’ long foreclosure timeline. Gain resources to free attorney services. Find out how a housing counselor will advocate on your behalf to make sure your bank treats you fairly.

Foreclosure Prevention Seminar

Are you struggling to pay your bills? Have you experienced a hardship (reduction/loss of income, separation/divorce, medical issues, death in the family, increase in expenses/loan payment, business venture failed, etc.)?

Empower yourself by learning which resources may be available for you to lower your monthly mortgage payment and save your home from foreclosure. Learn what to expect from Illinois’ long foreclosure timeline. Gain resources to free attorney services. Find out how a housing counselor will advocate on your behalf to make sure your bank treats you fairly.

Foreclosure Prevention Seminar

Are you struggling to pay your bills? Have you experienced a hardship (reduction/loss of income, separation/divorce, medical issues, death in the family, increase in expenses/loan payment, business venture failed, etc.)?

Empower yourself by learning which resources may be available for you to lower your monthly mortgage payment and save your home from foreclosure. Learn what to expect from Illinois’ long foreclosure timeline. Gain resources to free attorney services. Find out how a housing counselor will advocate on your behalf to make sure your bank treats you fairly.